Auto Insurance: Safest Small and Midsize Cars

Written by Jay Steele

If you are a responsible driver, you check auto safety ratings before you buy a new vehicle. You understand the importance of making such decision because it will effect not only the safety of yours and your passengers, but also the cost of your car insurance policy. 


Auto-Insurance-Safest-Small-Midsize-CarsThere're many different criterias which make auto insurance cheaper, such as driving experience, age, type of car etc. Type of the car is one of the most important and here's the list of those which help lower your auto insurance rate.
This top picks for the most safe vehicles in 2015 are provided by The Insurance Institute for Highway Safety. The safety of a car determines by high-speed front, rear and side crash tests. 
Two main criterias required to be named "top safety pick": 
  1. a "good" rating in all three tests (front, side and rear)
  2. electronic stability control (ESC) on board, which has been shown to significantly reduce crashes, especially single-vehicle accidents. 

This is the list of a small and midsize cars of top safety which make your car insurance cheaper and driving more safe. 

  •  Minicars
Chevrolet Spark
Honda Fit
  • Small Cars
Chevrolet Volt
Dodge Dart
Ford C-Max Hybrid
Ford Focus
Honda Civic 2-door coupe
Honda Civic 4-door sedan
Hyundai  Elantra (Applies only to sedan models)
Kia Soul
Lexus CT 200h 
Mazda 3
Mini Cooper Countryman
Mitsubishi Lancer (doesn't apply to Ralliart & Evolution models)
Scion FR-S
Scion tC
Subaru BRZ 
Subaru Impreza 
Subaru WRX
Subaru XV Crosstek  
Toyota Prius 
Volkswagen Golf (applies only to 4-door models)
Volkswagen GTI (applies only to 4-door models)
  • Midsize Moderately Priced Cars
Chevrolet Malibu
Chrysler 200 
Ford Fusion
Honda Accord 2-door coupe
Honda Accord 4-door sedan
Hyundai Sonata
Kia Optima
Mazda 6 
Nissan Altima
Subaru Legacy  
Subaru Outback  
Toyota Camry 
Toyota Prius v  
Volkswagen Jetta
Volkswagen Passat